Personal Finance, Saving and Investing for Canadians
Securing your child’s education is a big goal, and the Registered Education Savings Plan (RESP) is a helpful tool for Canadian parents. In this blog post, we’ll break down RESP …
My Latte Factor – Cigarettes Inspired by reading the Automatic Millionaire by David Bach, I realized that Smoking was formerly my ‘Latte factor’. The author encourages the readers to breakdown …
Why would you want to budget ? Knowing how and where to spend your money is key for financial prosperity. If you’re in debt, budgeting can help you with prioritizing …
Congratulations on making this bold decision to immigrate to Canada. As a gen zero immigrant, I get the excitement of moving to a blessed land like Canada. I also recognize …
The pandemic has flipped the real estate market in Canada. The average cost of a single-family home in Canada was upwards of $715,000 Canadian Dollars in October 2021. This is …
We learnt in July 2021 that we were to become first time parents. The first ultrasound when I saw the baby was one of the happiest moments of my life …
Some financial decisions impact us significantly. I guess the biggest ones are choosing who to spend the rest of your life with and choosing your primary home. I can imagine …
RRSPs or Registered Retirement Savings Plan is a key strategic account for Canadians and their financial journey. A RRSP is a tax sheltered account that helps individuals (or couples) earn …
First time home ownership, changing homes and buying new property is exciting. I would even say that we’re the most vulnerable we can be in the home buying process. Buyer …
One’s behavior and emotions are big indicators of how their Finances are going to turn around. Think of instant gratification and consumerism. How many times we go to a grocery …
Owning a home isn’t just about having a place to live; it’s about building memories and potentially saving money over time on increasing rents. One key thing to grasp is …
Requirements to become a Canadian Dividend Aristocrat In order to qualify as a Canadian Dividend Aristocrat, a Canadian company must satisfy the following conditions: maintain a market capitalization of at …
A Million dollar question. Maybe a multi-million dollar question ? As an immigrant and a new father, I want to get to this ‘wealthy’ stage of life faster. The North …
I am sitting here wondering whether I have the traits required to be successful. Investing and growing money gives me a kick but do I enough in my personal life …
We just came back from an overnight trip to Niagara Falls and so I thought why not share some of what we do with you guys. We love a good …